Benefits
Thrift Savings Plan (TSP)
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans.
Postal Service Health Benefits | July 2023
Click on the PDFs below for informational brochure mailers going out July 1, 2023 on Postal Service Health Benefits (PSHB) for Employees & Annuitants. For more information, click here.
Quarterly Information Packet for ETAC | August 2019
Take stock of your TSP investments
When it comes to investing, there’s no such thing as “set it and forget it.”
Saving consistently and staying the course have proven successful for many investors like you. And it’s equally important to review your strategy every so often to make sure your choices still align with your goals.
That means you should check your Account Distribution and your Contribution Allocation, both available as convenient pie charts in My Account and on your statements. Then make sure those choices still work for your situation. Even if you don’t need to make a change, you can rest easy knowing you’re on the right track for you.
And if you do decide to make a change? You’ll find step-by-step instructions on how to complete those requests under “Online Transactions” when you log into My Account.
Learn about your “time horizon,” diversification, and how to meet your retirement needs on tsp.gov.
Flexible Withdrawals Begin September 15, 2019
You asked, and we listened. Significant changes to TSP withdrawal rules and procedures go into effect on September 15, 2019.
Flexible Withdrawals Begin September 2019 |
Current Rules |
|---|---|
| Any in-service withdrawals you make have no effect on the number of post-separation partial withdrawals you can make. You’ll be able to make partial withdrawals even if you receive installment payments. | Only one age-based in-service withdrawal or one post-separation partial withdrawal allowed in a lifetime. Then a full withdrawal election is required. |
| You never have to make a full withdrawal election. When you need to make IRS-mandated required minimum distributions (RMDs) at age 70½ and after, we’ll automatically send you the right amount if you don’t withdraw enough during the year. | A full withdrawal election is required the year you are separated and 70½ or older, or your account becomes abandoned. |
| You can choose to withdraw traditional money only, Roth money only, or a proportional amount of both. | All withdrawals include both traditional and Roth funds as a pro rata (i.e., proportional) distribution. |
| You’ll request withdrawals easily using fast and secure online tools by logging into My Account on tsp.gov. | Paper forms must be submitted by mail or fax to make or change a withdrawal election. |
| You can customize your installment payments and change your payment frequency at any time as your needs change. You can choose among monthly, quarterly, and annual installment options. | Requests to change monthly installment amounts can only be made once each year during a designated open season. |
Signature Federal Credit Union
You're a member of an association that is dedicated to the welfare and prosperity of its members and now you can become a member of a financial institution that holds those same values and goals
The Postal Employees’ Relief Fund (PERF)
Exists to help active and retired postal employees, both management and craft, whose home, as a result of a major natural disaster was completely destroyed or left uninhabitable--displacing the postal employee and their family for an extended period of time.
The Federal Employee Education and Assistance Fund (FEEA)
Is the only independent, nonpro?t 501c3 organization devoted solely to providing emergency ?nancial assistance and scholarships to our dedicated civilian federal and postal public servants and their families.
Checkbook Guide to Health Plans for Federal Employees and Annuitants for 2018
The guide tells you how much money you can save by changing -- or by staying in -- your health insurance plan. It summarizes thousands of facts about the plans to simplify your choice. Some agencies have arranged access to the guide for their employees
The Federal Employee Education and Assistance Fund (FEEA) is the only independent, nonprofot 501c3 organization devoted solely to providing emergency financial assistance and scholarships to our dedicated civilian federal and postal public servants and their families.